As a leading financial advisor for ultra-high net worth Canadian families, GILKO CAPITAL is committed to providing expert, integrated personal and financial advice to its clients. With a focus on developing a shared family mission for their wealth by integrating all aspects of financial, tax and estate planning, as well as promoting family harmony, GILKO CAPITAL understands the unique needs and challenges of UHNW families and growing wealth creators.

One of the key areas that GILKO CAPITAL specializes in is permanent life insurance. While many people are familiar with term life insurance, which provides coverage for a specified period of time, permanent life insurance offers a range of benefits that can be particularly advantageous for UHNW families.

One of the most significant benefits of permanent life insurance is that it provides coverage for the entire lifetime of the insured individual. This means that as long as the premiums are paid, the policy will remain in force, providing peace of mind and financial security for the insured and their loved ones. Additionally, permanent life insurance policies offer a savings or investment component, which can help to build wealth over time.

For UHNW families, permanent life insurance can also play an important role in estate planning. By incorporating a permanent life insurance policy into an estate plan, individuals can ensure that their heirs receive the assets they intended to pass on, while minimizing the impact of estate taxes.

At GILKO CAPITAL, we understand that each family’s financial situation is unique, which is why we take a personalized approach to developing life insurance strategies. Our team of experts works closely with clients to evaluate their financial goals and identify the best insurance solutions to meet their needs.

In addition to life insurance, GILKO CAPITAL provides a range of other wealth management, risk management and estate planning services to UHNW Canadian families and growing wealth creators. By offering comprehensive, integrated financial solutions, we help our clients to achieve their financial objectives and build a lasting legacy for their families.