As you plan for your estate, it’s essential to consider how to maximize your wealth transfer while minimizing the tax implications. This is where Segregated Funds (Seg Funds) come into play. They are investment products that offer protection to your beneficiaries, guarantee capital upon maturity and help mitigate the tax consequences.

Seg Funds are similar to mutual funds, but with added insurance protection. They are available to both individuals and corporations and can provide the peace of mind that your estate will be transferred to your beneficiaries as intended.

One of the key benefits of Seg Funds is that they bypass the probate process. Probate is the legal process that validates a will in court and ensures that the assets are distributed according to the wishes of the deceased. By bypassing probate, Seg Funds can help reduce probate fees, which can be a significant cost for some estates.

Another benefit of Seg Funds is the ability to name a beneficiary. By designating a beneficiary, the proceeds of the investment pass directly to the beneficiary outside of the estate, providing additional protection against claims from creditors and potential litigation.

At GILKO CAPITAL, we understand that estate planning can be overwhelming. Our team of experts can help you navigate the complexities of estate planning and provide you with personalized solutions that meet your unique needs. We work with you to understand your financial situation, goals and objectives, and develop a customized plan that aligns with your needs.

If you are interested in learning more about how Seg Funds can play a role in your estate planning, contact GILKO CAPITAL today. Our team is dedicated to providing you with expert guidance and support every step of the way.